Bank of Baroda Recruitment 2026

1. Important Dates & Action Timeline

Candidates must complete their online registration and transaction workflows before the strict closing date to avoid rejection.

2. Category-Wise Vacancy Breakdown

The roster points for all 86 vacancies are systematically allocated across social and vertical groups as per the official government guidelines.

Note on Age Relaxations: The upper age limit is relaxable by 5 years for SC/ST, 3 years for OBC (Non-Creamy Layer), and 10 to 15 years for PwBD candidates. There is no specific reservation for Ex-Servicemen in the officers' cadre.

3. Educational Qualification & Experience Demands

All candidates must verify that their educational credentials and post-qualification professional executive experience match the criteria as on 01 June 2026. Experience in clerical cadres will not be considered.

Mandatory Educational Baseline

For all five designated positions, the candidate must hold a Graduation Degree (in any discipline) from a recognized college/university. Additionally, they must possess a Post Graduate Degree or Diploma with specialization in Finance (or equivalent to Finance), OR professional certifications such as CA, CMA, CS, or CFA.

Post-Wise Age & Executive Experience Breakdowns

• Manager Credit Analyst (Scale II): Age bracket must reside between 25 and 30 years. Requires a minimum of 03 years of work experience in Credit operations under any Public, Private, Foreign Bank, or NBFC in India.
• Senior Manager Credit Analyst (Scale III): Age bracket must reside between 28 and 35 years. Requires a minimum of 06 years of work experience in Credit under any Public, Private, Foreign Bank, or Financial Institution in India.
• Chief Manager Credit Analyst (Scale IV): Age bracket must reside between 32 and 42 years. Requires a minimum of 08 years of post-qualification work experience in banking/financial setups with at least 05 years of dedicated exposure in Credit Appraisal or Processing in Large/Mid Corporate Credit portfolios.
• Senior Manager C & IC Relationship (Scale III): Age bracket must reside between 28 and 35 years. Requires a minimum of 06 years of work experience in banking or financial setups with at least 02 years of explicit exposure in handling MSME, Mid, or Large Corporate Credit relationships.
• Chief Manager C & IC Relationship (Scale IV): Age bracket must reside between 32 and 42 years. Requires a minimum of 08 years of work experience in banking or financial institutions with at least 03 years of dedicated exposure in handling MSME, Mid, or Large Corporate Credit segments.

4. Scale of Pay & Professional Allowances

Salary and emoluments will be governed by the provisions of the industry-level bipartite settlement and the Joint Note applicable to officers in the banking sector. Allowances, bank perquisites, and facilities will be added as per Bank policies.

• MMG/S-II (Manager): ₹ 64,820 - 2,340/1 - 67,160 - 2,680/10 - ₹ 93,960
• MMG/S-III (Senior Manager): ₹ 85,920 - 2,680/5 - 99,320 - 2,980/2 - ₹ 1,05,280
• SMG/S-IV (Chief Manager): ₹ 1,02,300 - 2,980/4 - 114,220 - 3,360/2 - ₹ 1,20,940

5. Application Fee & Payment Details

The registration transaction must be made through online modes only. Processing gateway charges are applicable dynamically.

• General, EWS, and OBC Category Candidates: ₹ 850/- (Inclusive of GST).
• SC, ST, PWD, and Women Candidates: ₹ 175/- (Intimation charges only, Inclusive of GST).

6. Selection Matrix & Online Examination Pattern

The selection matrix chosen by the bank may comprise Application Scrutiny, Online Written Tests, Psychometric Tests, Group Discussions (GD), and/or Personal Interviews (PI).

Structure of the Online Examination (If Conducted)

In case the bank schedules a written exam to restrict candidates, the layout features 150 questions for a total of 225 marks, split across a 150-minute timeline.

Important Exam Rules: Reasoning, English, and Quant sections are purely qualifying in nature (40% cutoff for General, 35% for Reserved) and are not added to the final merit ranking. Crucially, there is no negative marking enforced for wrong answers in any section of the Online Test.

Personal Interview (PI) Qualifying Thresholds

The final selection list rests heavily on clearing the personal interview, which has fixed qualifying targets:

• General / Open Category Candidates: Minimum 60% marks required in the PI.
• Reserved Category Candidates: Minimum 55% marks required in the PI.

7. Mandatory Credit History & Service Bond Clauses

Bank of Baroda enforces absolute security measures regarding financial integrity and candidate retention.

• The CIBIL Lock: All candidates applying must ensure they maintain a satisfactory credit history. A minimum CIBIL score of 680 or above is mandatory at the time of joining. Defaulting on credit cards, loans, or having adverse agency reports makes you completely ineligible.
• The Service Bond Lock: Upon final selection, candidates must execute a mandatory Service Bond to serve the bank for a minimum period of three (03) years from the date of joining. Breaking this bond obligation requires the candidate to compensate the bank with an amount of ₹ 5,00,000/- (Five Lakhs).
• Probation Timeline: Appointed candidates will serve a standard probation period of 12 months (1 year) of active service. Only candidates willing to serve anywhere in India should apply.

8. Step-by-Step Online Application Protocol

Candidates are legally bound to register data accurately. No physical document packets should be mailed to corporate offices.

1. Assemble Digital Assets: Scanned copies of your comprehensive Resume, Date of Birth Proof (10th marksheet), Educational certificates, and work experience proofs must be prepared in PDF format (A4 page size, under 500 KB per file). Scanned images of your signature (10kb–20kb) and photograph (20kb–50kb) must be in JPG/JPEG format.
2. Log On: Access the official portal by visiting www.bankofbaroda.in and moving into the Career webpage section → Current Opportunities.
3. Profile Submission: Open the active application link under the Corporate and Institutional Credit advertisement (BOB/HRM/REC/ADVT/2026/10). Input personal, social category, and professional tenure details precisely.
4. Upload Assets: Upload your detailed resume along with educational and experience PDFs. Ensure your signature is not done in CAPITAL LETTERS, as it will cause summary rejection.
5. Fee Remittance: Process your payment gateway fees (₹ 850/- or ₹ 175/- depending on your category) via Debit/Credit Card, Internet Banking, or UPI.
6. Print Summary: Once submitted, edit options are blocked. Download and save a printed copy of the system-generated application form and e-receipt for interview verification.

9. Important Official Links

10. Frequently Asked Questions (FAQs)